A Global Day of Giving

img_0967#GivingTuesday is a global day of giving fueled by the power of social media and collaboration.

Celebrated on the Tuesday following Thanksgiving (in the U.S.) and the widely recognized shopping events Black Friday and Cyber Monday, #GivingTuesday kicks off the charitable season, when many focus on their holiday and end-of-year giving.
One of the best ways to get involved is in your own community.

We’ve created a directory to help you find organizations, charities, events and more in your own community.


Black Friday Cyber Monday

Just like Christmas, Black Friday starts earlier and earlier each year. Initially, this day started to help business get out of the red. Black Friday promises deals and shopping steals. Yet, lots of holiday sales and opportunities have already happened.

Today, Cyber Monday, has been added to assist us living online. Items such as $3 smoothie blenders, $100 flat screen televisions, tablets and kids toys are getting free shipping even thought the supply is not equal to the demand.

This year many merchants (hello, Walmart) have offered and “pushed” the layaway option. Coming out of any month in debt is not conducive to a healthy lifestyle, but the odds are against you with so many options to pay later.

I’ve found that many deals are being purchased by you for yourself. You’re gifting some and treating yourself for a few reasons: You’re caught up in the spirit of giving, the deal is too good to pass up, and you normally don’t take this much time to shop for your needs. There are many signs and deals luring you to cheap designer goodies and items of worth.

What do you really need? To know where the deals are, to find, buy and wrap them without going into debt. Whether you’re toting along shopping bags, or a large credit bill, this holiday season is not without your own shopping highs and strains.

KSWP would like to provide you with a musical massage today. Really, your shoulders could use it.

One of the best sources of prep for this Shopping Season is http://blackfridaysites.com/

Thanksgiving Odd and Ends

Filling a need: Target is joining the chorus of retailers who want you to shop on Thanksgiving. Doors will open its doors at 9 pm, up from last year’s midnight opening.

Tasteless? Not according to a Target VP, who describes the 9 pm opening as “a perfect balance.” And it will come a full hour after Wal-Mart starts wooing shoppers with its $9.44 crock pots.

The wave of early shopping options will also include Sears (8 pm) and Kohl’s, Gap, Macy’s and Best Buy (midnight).

Will dragging employees away from the dinner table pay off for these companies? According to one survey, the average shopper is expected to spend $749 this holiday season –up from $740 last year. May not sound like much to you, but tens of thousands of shoppers later, that adds up for retailers.

You Know You Overdid Thanksgiving When….

Power Thoughts:

  • Shopping is a woman thing. It’s a contact sport like football. Women enjoy the scrimmage, the noisy crowds, the danger of being trampled to death, and the ecstasy of the purchase. ~Erma Bombeck
  • The quickest way to know a woman is to go shopping with her. ~ Marcelene Cox
  • Thank God we’re living in a country where the sky’s the limit, the stores are open late and you can shop in bed thanks to television. ~ Joan Rivers

You Know You Overdid Thanksgiving When….

* Paramedics bring in the Jaws of Life to pry you out of the EZ-Boy
* A guest quotes a Biblical passage from “The Feeding of the 5000”
* Your arms are too short to reach the keyboard & delete this

[Author(s) unknown, from AllWorld’s Joke of the Day]

Attitude Gratitude, A Happy Ending, Save On Black Friday

Power Thoughts

  • “The only people with whom you should try to get even are those who have helped you.”  ~John E. Southard
  • “If you count all your assets, you always show a profit.”  ~Robert Quillen
  • “Gratitude is the best attitude.”  ~Author Unknown

Attitude Gratitude: As we give thanks this holiday season, many of us are believing God for more and to go “Beyond” where we are right now, especially in our finances.

Close your eyes and picture your future. If you see yourself lonely, sick or slaving over work that you hate while barely making ends meet, then your life is headed in the wrong direction. Your vision for the future should match God’s plan for you—He’s already made preparations for your success. Today, you can begin to pursue the love, fulfillment, enjoyment and empowerment God has designed for you by adjusting your attitude and embracing the future God has planned for you. Your future is worth the effort it takes to change the way you think. This Thanksgiving—and all year long—begin to cultivate an attitude of gratitude.

“Happy are those who don’t listen to the wicked, who don’t go where sinners go, who don’t do what evil people do.  They love the Lord’s teachings, and they think about those teachings day and night. They are strong, like a tree planted by a river. The tree produces fruit in season, and its leaves don’t die. Everything they do will succeed.” ~ Psalm 1:1-3

A Happy Ending: A Homeless Man’s Good Deed brings Further Blessing (CBN) “It really is a lesson to keep your faith in people, and that character exists no matter what the circumstances are… “Love bears up under anything and everything that comes and is ever ready to believe the best of every person…” 1Cor.13:7

When Dave Talley, an Arizona homeless man ran across a lost backpack containing $3,300 in it, he was faced with weighty moral decision. According to reports, Dave had gone through very difficult times—drug addiction and the loss of his home which had left him on the streets. An amount of money like that would go a long way for him. But Dave did the right thing. “Not everybody on the streets is a criminal,” he told reporters who caught up with him later. “Most of us have integrity and honor.” Dave brought the backpack to a worker for a homeless advocacy group and together they found its owner. “It’s not something I’d wish anybody to have to go through… There are a lot of things it could have taken care of. But, the fact of the matter was, it was not my money, I didn’t earn it.”

The owner of the backpack and the money—Arizona State University student Bryan Belanger—was amazed that it was turned in, it had been 5 days since he’d lost it and he didn’t expect to see it again. “This is the greatest thing I’ve ever experienced. It really is a lesson to keep your faith in people, and that character exists no matter what the circumstances are.” The student was planning on using the cash to buy a car. Bryan rewarded Dave for his good deed with an “undisclosed amount” of money, and Bryan says he will be volunteering at the local homeless organization.

Save Money: Black Friday Shopping Strategies for Big Savings (RD)

  1. First Things First: Be Prepared: The first rule of Black Friday and Cyber Monday: do your research and be prepared! It’s a great time to score some unbeatable deals, but not every deal is a real bargain. Don’t get caught up in the excitement of the deal: compare prices using sites like Pricegrabber.com and read product reviews on sites like ConsumerSearch.com to make sure you’re getting reputable products.  If you have an Ipone or Android that compares prices across 20,000 retailers.  All you have to do is scan the barcode and it will tell you if it’s worth driving across town for a cheaper price or ordering online to save money.
  2. Think Outside the Gift Box: Cassie and Alex Michaels, The Thrifty Couple, suggest that put together a practical products list. “A lot of people think Black Friday and Cyber Monday are just for holiday gifts, but if you look through the ads, you’ll see it’s the best time of the year to stock up on practical items for your home or office that might need to be replaced – vacuums, blenders, printers, hard drives and more.”
  3. Click To Save Big: “Online flash sales have really taken off this year,” says Mir Kamin of Want Not. “Retailers send out emails to their newsletter subscribers announcing timed sales that usually don’t last more than a few hours. Amazon, Lands’ End and Overstock.com will have tons of Lightning Deals. Prepare in advance by adding items to your shopping cart that you know you want to buy, and keep checking back throughout the day until the price drops!
  4. Save More In-Store: If you do decide to brave the crowds on Friday morning, there are a couple more helpful tips you should know. Jennie Sanford of Bargain Blessings says that some retailers will let you buy your items ahead of time and get them price-adjusted on Black Friday! That means, come Friday morning, all you have to do is bring in your receipt, and they’ll refund the difference between the sale price and the price you paid. But pay attention to the fine print and review the store’s price adjustment policy. Also make sure you are buying the exact same product that is in the ad, right down to the UPC and product number.
  5. For more smart spending tips, follow the 2010 Savings.com DealPros on Twitter at http://twitter.com/savings/su10, where they’ll be sharing their best finds throughout the day on Black Friday.