- “Life is too short to waste time hating anyone.”
- “The important thing is this: to be able at any moment to sacrifice what we are; For what we could become” – Charles Dubois
- “Make peace with your past so it won’t mess up the present.”
The Lord’s timing is perfect, so if you’re having to wait on Him for something, be reminded that He’s allowing you to go through each and every moment in order to prepare for the ride of your life!
“But they who wait for the Lord shall renew their strength; they shall mount up with wings like eagles; they shall run and not be weary; they shall walk and not faint.” — Isaiah 40:31
Avoid In-Store and Online Holiday Shopping Scams: Get Tips for Protecting Your Financial Information – The federal government is cracking down on illegal shopping websites — just in time for the holiday season. The government announced Monday it had seized and blocked 82 Websites that had been accused of selling counterfeit and pirated goods. That’s one thing you should watch out for. ShopSmart magazine has an article describing the sneakiest new shopping scams. (ABC News) Here are the scams you should watch out for, along with solutions to keep your finances safe. Tomorrow we will share online shopping tips.
- Stripped gift cards. Thieves look for gift cards displayed on grab-and-go racks at stores. They can then read the code on the back of the card — underneath the scratch-off strip — using a handheld scanner.
- The Solution: Buy cards that are behind the customer service desk.
- Unwanted membership programs. You’re shopping online and just before you hit “confirm,” there’s a pop-up ad with an offer of money back on your next purchase if you join. If you get confused and hit the wrong confirm button, you’re automatically enrolled in a pricey membership program.
- The Solution: Beware of pop-up windows as you complete your transactions.
- Tiny unauthorized charges. These are charges of a few cents that show up on your credit card bill. If you try to call the 800 number next to the charge, nobody answers. The Federal Trade Commission broke up a crime ring in June that racked up more than $10 million this way.
- The Solution: Scrutinize every item on your bill.
- Skimmers that text. You’ve heard of skimmers, which capture your credit or debit card information. Well, the thief used to have to go back to the ATM or gas pump to retrieve the skimming device. But now they can rig the device to send your information to them via text message.
- The Solution: Pay by credit card rather than debit card so you’re not risking your own money. Debit cards offer protection, too, but it can take a couple of days to straighten it out.
- Smishing. This is phishing, only via text message. You get a text saying there’s a problem with your bank account and you need to call to clear it up. If you use the number provided, thieves try to trick you into giving up your account number and password.
- The Solution: Call your bank directly to see if there really is a problem. Don’t use the number provided.
Send Some Love: Amy Grant Urges American Citizens to Send “Holiday Mail for Heroes” – “If you just take a minute to think what, how you really feel. It’s hard to not be emotional.” You may think receiving a letter or card from someone you don’t know, when you’re thousands of miles away from home, would not mean that much. However, as Brig. Gen. Richard L. Simcock, II told CBN News, recently; it can be what keeps a service member going. “Why do the people join the military and go through the hard times and risk life and limb?” Gen. Simcock asked in the CBN article. “The answer to that question is to defend Americans and defend our way of life. And, the only way that we can be stopped is if we think or doubt that the American public is not behind us.”
Well known and loved recording artist, Amy Grant, is a spokesperson for the Red Cross’ Holiday Mail for Heroes program, which distributes holiday letters and cards to troops and wounded veterans all over the world. Says Grant, “I think some people hear about this program and might go ‘Ohhhh, a letter! What would I say to a disabled veteran, a young man, he’s 25 and he’s a double amputee and he served for me?'””I tell you what,” she added, “if you just take a minute to think what, how you really feel. It’s hard to not be emotional.”
If you would like to send cards or letters to brighten the Christmas season for US Troops overseas, address them to the address below, or CLICK HERE for the Red Cross’ Holiday Mail for Heroes website. (BCN) The deadline to send mail is December 10th.
Holiday Mail for Heroes
P.O. Box 5456, Capitol Heights, MD 20791-5456